Are you planning to leave Switzerland?

Leaving Switzerland involves several financial considerations that can be complex and impact your future. Here's why seeking financial advice before your departure is crucial:

• Pension Funds:  Switzerland has a unique three-pillar pension system. Understanding your options for managing your Pillar 2 and 3a accounts, such as withdrawal, transfer, or continuation, is essential. Thomas can guide you through the regulations and help you choose the most tax-efficient and beneficial option for your specific situation.

• Tax Implications:  Your tax residency status changes upon leaving Switzerland. This can affect your tax obligations for the current year and potentially future years, depending on your income sources and new country of residence. Thomas can help you understand your tax liabilities, navigate filing requirements, and ensure compliance with both Swiss and your new country's regulations.

• Investments and Banking:  Depending on your new residency, you might need to adjust your investment portfolio or banking arrangements. Thomas can assist you in reviewing your investments, considering the impact of moving them or keeping them in Switzerland, and offer guidance on finding suitable banking services in your new location.

• Financial Planning:  Moving abroad comes with additional financial considerations like cost of living, potential income changes, and future retirement planning. Thomas can help you assess your overall financial picture, create a budget for your new life, and ensure your long-term financial goals remain on track.

Overall, seeking professional financial advice before leaving Switzerland can help you navigate complex regulations, make informed decisions about your finances, and ensure a smoother financial transition to your new life abroad.